![]() ![]() Thus you'll be saving money even after the intro period is over. Many credit cards charge a 3% fee, which is much higher than the 1% foreign transaction fee for the second year with PCB Secured Visa®. If you plan to travel with your secured credit card, not having a foreign transaction fee could save you money. A foreign transaction fee is applied to purchases outside of the United States. A cash advance fee occurs whenever you withdraw money from an ATM. The card has no cash advance fee for the first year and no foreign transaction fee. The PCB Secured Visa® has a few introductory fees for the first year that may make it a good choice for you. ![]() If you make a habit of paying off your balance each month within the grace period, you can keep your account in good standing and avoid interest charges altogether.Īpply now for PCB Secured Visa® Apply Now ![]() This is the time in which you can pay off your outstanding balance and not accrue interest. The 25-day grace period is another perk for the PCB Secured Visa®. The $39 annual fee is also low compared to other cards, making this a smart choice for a variety of cardholders. Many comparable secured cards cap your credit limit at $2,000. The potential credit limit of $5,000 makes PCB Secured Visa® a standout among secured credit cards. As long as you have no outstanding balance on your card, you can cancel it at any time and receive a refund. Your security deposits are completely refundable. Submit the funds with approval, and you can enjoy your boosted credit limit. All you need is approval from PCB and an additional security deposit to match your desired credit limit. You can increase your credit line to up to $5,000. But what if you want to have more money on your card? That will act as your line of credit for the account. When you first open your PCB Secured Visa® account, you can only submit a security deposit of up to $1,000. How to Increase Your Credit Limit on the PCB Secured Visa® to $5,000
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